Global Accounts
Open and manage merchant account capabilities across currencies, show local deposit instructions, track available and pending balances, and keep provider references mapped to each merchant boundary.
Techfin payment infrastructure
Global payments, built for modern PSPs
Launch merchant onboarding, fiat accounts, stablecoin-ready collection, payouts, refunds, fees, and reconciliation from one Oceafin workspace.
Built for global PSPs, marketplaces, exporters, and digital-asset operators
Techfin payment infrastructure
A Techfin control layer over regulated payment rails
Inspired by institutional payment operations and modern global-payment platforms, Oceafin is built for operators that need both speed and control: clear merchant activation, fund movement, status transparency, and finance-grade reconciliation.
Global Accounts
Merchant-ready fiat accounts, balances, bank account records, and capability status across supported currencies.
Payment Flows
Checkout links, POS requests, fixed collection wallets, fiat payouts, crypto withdrawals, refunds, and conversion in one operating model.
Risk & Ledger
KYT, wallet screening, buyer screening, webhook status, local holds, approvals, and double-entry ledger records stay visible together.
Developers
Internal API boundaries, idempotency, event models, and webhook foundations are prepared for future merchant-facing API access.
Payment Flows
Merchant activation flow
Provider integrations handle payment service calls. Oceafin owns merchant onboarding, user roles, approvals, fees, balance presentation, reconciliation, and the bilingual web and mobile workflows around those calls.
01
Register merchant account
Create a login in Merchant Web, keep the account inactive, and show the full capability map before funds can move.
02
Accept terms and submit KYB/KYC
Record the agreement version, then collect company or individual merchant information, files, contacts, and business details.
03
Operate and reconcile
After activation, use accounts, collections, payouts, refunds, conversion, fees, approvals, webhooks, and ledger reports from one workspace.
Risk & Ledger
Control for real payment operations
The product language is intentionally operational: every payment, wallet, buyer, fee, and webhook has a status, owner, evidence trail, and reconciliation path.
"Oceafin gives PSP teams the business layer they need: merchant activation, visible risk state, fee logic, and ledger-backed operations in one place."
PSP Operations Lead
Who Oceafin serves
Payment Service Providers
Launch a tenant-aware platform for downstream merchants while keeping provider credentials, channels, and audit logs separated.
Cross-border merchants
Collect globally, pay suppliers, convert balances, and see fiat and digital-asset movement without dealing with raw channel tooling.
Finance and operations teams
Use approvals, beneficiary records, fee snapshots, webhooks, and reconciliation exports to keep payment operations accountable.
Developers
Provider-connected, PSP-controlled
Provider integrations handle payment service calls. Oceafin owns merchant onboarding, user roles, approvals, fees, balance presentation, reconciliation, and the bilingual web and mobile workflows around those calls.
Frequently asked questions
Key points for merchants and PSP teams evaluating Oceafin as a Techfin operating platform.
Contact our teamWhat is Oceafin?
Oceafin is a PSP-oriented Techfin platform that connects merchant onboarding, account, payment, risk, billing, and reconciliation workflows.
Does Oceafin expose provider credentials to merchants?
No. Provider calls stay behind backend adapters. Merchants use Oceafin's web and mobile experience while the platform manages credentials, idempotency, webhooks, and audit records.
Which payment flows are planned for the platform?
The MVP scope covers fiat accounts, fiat deposits and withdrawals, crypto deposits and withdrawals, Checkout, Collection, refunds, conversion, internal operations, fees, and local ledger records.
Is stablecoin settlement part of the positioning?
Yes. Oceafin presents stablecoin and fiat movement as an operating layer for global merchants, while keeping compliance status and risk evidence visible.
Can merchants use APIs?
MVP focuses on Merchant Web, Admin Web, and the operator app. Developer-ready internal boundaries are reserved for future merchant API keys, webhooks, and a developer portal.
Get started with Oceafin today
Launch a merchant workspace for global accounts, payment flows, risk checks, fees, and ledger operations in one Techfin platform.
Get started now