Payment Flows

One operating model for fiat and stablecoin-ready movement

Merchants should not need separate tools for accounts, collection, payouts, refunds, and conversion. Oceafin gives each flow the same merchant context, approval path, fee snapshot, webhook state, and ledger impact.

Collect

Checkout links, POS requests, and fixed Collection wallets.

Move

Fiat payouts, crypto withdrawals, internal operations, and supplier payments.

Resolve

Refund requests, conversion confirmations, webhook updates, and exception queues.

Payment Flows

Designed for mixed-rail operations

The flow layer borrows the clarity of modern global payment platforms while staying faithful to provider capability boundaries. A payment can be created, reviewed, submitted, synchronized, reconciled, and explained from one workspace.

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Checkout & Collection

Create payment links, POS requests, buyer records, and collection wallets with status updates and attribution.

Payouts & Withdrawals

Handle first-party and third-party bank beneficiaries, wallet beneficiaries, screening status, approvals, and evidence.

Refunds & Conversion

Route crypto refund cases, record business refund requests, quote conversions, and preserve execution status.